The Insurance Gateway

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Home Insurance

Home Insurance basics

Home or household insurance is designed to protect and cover against the possible risks you may encounter if you're a homeowner. It is split into 2 main categories, buildings insurance and contents insurance.
Buildings insurance covers the structure of your building in the event of natural disasters and possibly other accidental damage (a burst water pipe for instance). Almost all mortgage lenders require that you take out Buildings insurance on your property as part of their terms of contract.
Contents insurance provides cover for the possessions in your home should they be stolen or accidentally damaged. If you consider how much it would cost to replace the contents of your home and the time you've spent on furnishing it, you will see that contents insurance is a worthy investment.



Quotezone

Quotezone's Home Insurance system compares quotes from lots of different insurers for buildings, contents and combined buildings and content insurance. They visit lots of insurers websites and return the quotes to you in real time! So, just by filling in one quote form,you can get up to 20 quotes in less than 2 minutes!




esure

Take out esure’s home insurance and you’ll automatically get a 15% discount. If you take out combined building and contents insurance, you’ll get a further 15% discount!





Other Insurers

  • Budget Insurance is an independent intermediary, rather than a direct insurance company, they search their panel of leading insurers, to find the best quote for their customers.

  • Cornhill Direct are now offering all consumers up to 65% no claims discount on home insurance, buy online and save up to 18%

  • Endsleigh - Whether you are living in rented or shared accommodation, buying your first home or just looking for the most competitive price Endsleigh can offer some of the most appropriate and low cost home insurance deals to suit you and your lifestyle. Try Endsleigh to see how much you could save on your home insurance.

  • Insure take the hassle out of getting a quality, competitive home insurance quote. Their quick quote system gives you a quote in a matter of minutes. Once you see how much Insure could save you it is easy to go on and purchase your policy securely online. So why not take a minute or two to see how much you could save on your insurance!

  • Insure & Go home insurance can cover you for buildings, contents and your personal possessions. Their products are placed with a range of top insurers, and they offer a wide range of cover and pricing options, and special schemes for many locations and occupations.

  • More Th>n Home insurance - A whopping £60,000 worth of contents cover at great value prices with MORE TH>N. Enjoy a 24 hour helpline and an award winning claims service. Apply online and get a £15 discount.

  • NHI Services Ltd Home Insurance - With homeprotect, customers save an average of £90 on their home insurance compared to their previous home insurance provider (based on a survey of homeprotect customers in 2005). You can also get a quote in just a few minutes.

  • Quoteline Direct - The cheapest quote and best cover from a selection of the UK's leading home insurers immediately on-line! Buildings and Contents. Bank and Building Society approved policies. Previous claims or problem properties no problem. Monthly direct debit. First time buyers. Let Properties etc.

  • Tesco Home Insurance - Choose to cover buildings, contents or both. Get a quote and buy online for instant cover and 35% online discount. Get a quote by 17th September 2008, then use the code homevoucher when purchasing the policy to get a £50 Tesco shopping or fuel voucher.